The CourthouseDirect.com Blog

Federal Tax Liens Explained

  • CourthouseDirect.com Team
  • 05/20/2020
  • Mortgage
A federal tax lien can tie up your assets and property, making it difficult to get a loan. In addition, your credit score takes a dive, and bankruptcy won't help you.  Tax liens are one tool the IRS and the federal government have in their ...
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Use CourthouseDirect.com Data Services to Find Mortgage Marketing Leads

  • CourthouseDirect.com Team
  • 04/29/2020
  • Mortgage
Generating mortgage marketing leads can take time, but there is a way you can gather a mailing list to get a quick start. CourthouseDirect.com provides an array of data services that can help you pinpoint individuals who may be in the ...
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How to Search for an Involuntary Lien

For a real estate investor, one of the first steps in performing due diligence is to ensure the property of your choice has no involuntary liens against it. Sellers should let buyers know of any cloud on the title, but not everyone is ...
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What is a Title Report?

  • CourthouseDirect.com Team
  • 09/04/2019
  • Mortgage
If you are purchasing property, one of the documents you should obtain or receive is a title report. A preliminary title report is often provided after you and the seller have reached an agreement but before you close.
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What Does your Mortgage Payment Really Include?

Have you ever stopped to look at your mortgage statement? You may notice there are several different numbers aside from the total you pay each month. While paying a single monthly amount seems reasonable, you would be better served by ...
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How Long are Property Appraisals Valid?

  • CourthouseDirect.com Team
  • 06/20/2018
  • Mortgage
Property appraisals may not have expiration dates, but, typically, lenders tend to reject appraisals that are more than 120 days old. In other cases, the expiration date may be within 60 to 90 days. Some lenders will allow up to 180 days ...
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The Ultimate Mortgage Application Checklist

  • CourthouseDirect.com Team
  • 05/09/2018
  • Mortgage
Buying a home is a significant moment in anyone’s life. For most people, it is a financially straining purchase. Most people need to apply for a mortgage loan. Follow these steps to successfully apply for a mortgage loan for your home.
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The Most Common Types of Mortgages

  • CourthouseDirect.com Team
  • 11/01/2017
  • Mortgage
Most people do not have the means to purchase a home outright in one lump sum. Instead, financing options allow homebuyers to pay for a house in increments over time. If you want to buy a home but need financing for this major investment, ...
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The Most Common Issues Mortgage Underwriters Face

  • CourthouseDirect.com Team
  • 10/25/2017
  • Mortgage
Lenders will never approve a mortgage without first conducting their own due diligence in the form of underwriting. A mortgage underwriter reviews, confirms, and analyzes loan applications to minimize the risk associated with the loan. ...
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Mortgage vs. Home Equity Loan: Understanding the Differences

  • CourthouseDirect.com Team
  • 09/27/2017
  • Mortgage
Home ownership opens the doors to two different types of loans that non-home owners cannot access – mortgage loans and home equity loans. While these two loan agreements feature many similarities, they are very different. Home owners must ...
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