The CourthouseDirect.com Blog

How to Find a Lienholder on a Property

Property liens aren't uncommon, but they are a bit of a hassle. A lien can block the sale of a piece of property. Learning who holds that lien is the first step in getting it settled. Lienholders can be any entity from a construction ...
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What Is a Lienholder, and What Are Their Rights?

Any property against which a debt is owed may have a lien placed against it. The party that has a legal claim to the debt is the lien holder. Most adults in the U.S. have purchased property, such as a home or car, by borrowing money from a ...
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What Do Affidavits of Occupancy Do?

An affidavit of occupancy is one of the many documents you see during a real estate closing. Most people don’t realize its significance or the implications for future financial or criminal penalties.  In particular, independent or small ...
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What Documents Do I Need to Sell My House?

So, you’re getting ready to sell your house. Exciting! Now, you’re probably asking yourself, “What documents do I need to sell my house?” We’re so glad you asked. Keep reading to find out all the paperwork (some of it might be available ...
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Federal Tax Liens Explained

  • CourthouseDirect.com Team
  • 05/20/2020
  • Mortgage
A federal tax lien can tie up your assets and property, making it difficult to get a loan. In addition, your credit score takes a dive, and bankruptcy won't help you.  Tax liens are one tool the IRS and the federal government have in their ...
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Use CourthouseDirect.com Data Services to Find Mortgage Marketing Leads

  • CourthouseDirect.com Team
  • 04/29/2020
  • Mortgage
Generating mortgage marketing leads can take time, but there is a way you can gather a mailing list to get a quick start. CourthouseDirect.com provides an array of data services that can help you pinpoint individuals who may be in the ...
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How to Search for an Involuntary Lien

For a real estate investor, one of the first steps in performing due diligence is to ensure the property of your choice has no involuntary liens against it. Sellers should let buyers know of any cloud on the title, but not everyone is ...
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What is a Title Report?

  • CourthouseDirect.com Team
  • 09/04/2019
  • Mortgage
If you are purchasing property, one of the documents you should obtain or receive is a title report. A preliminary title report is often provided after you and the seller have reached an agreement but before you close.
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What Does your Mortgage Payment Really Include?

Have you ever stopped to look at your mortgage statement? You may notice there are several different numbers aside from the total you pay each month. While paying a single monthly amount seems reasonable, you would be better served by ...
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How Long are Property Appraisals Valid?

  • CourthouseDirect.com Team
  • 06/20/2018
  • Mortgage
Property appraisals may not have expiration dates, but, typically, lenders tend to reject appraisals that are more than 120 days old. In other cases, the expiration date may be within 60 to 90 days. Some lenders will allow up to 180 days ...
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