The CourthouseDirect.com Blog

What's Next for the Housing Market?

With all the economic uncertainty it isn’t surprising the housing market has been unpredictable the past few months. Last spring when it seemed prices were rising, realtors were expecting the inventory to take a jump. Instead people opted ...
READ MORE

What the Fiscal Cliff Deal Means for your Mortgage Rate

While the U.S. didn’t go completely over the fiscal cliff, it seems it is still kind of dangling. However, there has been, and will continue to be, an impact on mortgage rates throughout 2013. While you wait for the next shoe to drop, ...
READ MORE

How to Locate Hidden Assets

  • CourthouseDirect.com Team
  • 02/18/2013
  • Finance
Why Hide Assets? Assets may be hidden for a number of reasons, filing for divorce or bankruptcy among them. But hidden assets can be found with a little knowledge, imagination, and persistence. Assets run the gamut from cash, mutual funds, ...
READ MORE

The Three Best Ways to Combat Identity Theft

  • CourthouseDirect.com Team
  • 02/11/2013
  • Legal
If you think you are a victim of identity theft immediately call police to file a report and contact the Federal Trade Commission identity theft hotline at 1-877-438-4338.
READ MORE

Credit Score FAQ, Part 4: How Credit Score Reform is Changing the Lending Industry

  • CourthouseDirect.com Team
  • 02/08/2013
  • Finance
In 2010 Congress passed the so-called Wall Street Reform and Consumer Protection Act, Dodd-Frank for short, in answer to the bank failures and financial meltdown. Credit score reform, in particular, is supposed to foster changes in how the ...
READ MORE

Credit Score FAQ, Part 3: How to Get an Accurate Credit Score

  • CourthouseDirect.com Team
  • 02/07/2013
  • Finance
First things first: credit scores are determined by the information in a credit report. The credit report is only as accurate as the provider of the information that report contains. Any inaccuracies in a credit report can, and will, have ...
READ MORE

Credit Score FAQ, Part 2: How are Credit Scores Determined?

  • CourthouseDirect.com Team
  • 02/04/2013
  • Finance
What Factors Are Used to Calculate a Credit Score? To be right up front: the most important factor in determining a credit score is whether past or present credit has been or is being paid on-time. Late payment is the most common reason ...
READ MORE

Credit Score FAQ, Part 1: What is a Credit Score?

  • CourthouseDirect.com Team
  • 02/01/2013
  • Finance
It’s hard to turn on the TV or log on to the web without seeing an ad about getting – and improving – your credit score. You know that three-digit number is all-important … but do you really know what it is and where it comes from? In the ...
READ MORE

How Does Real Estate Valuation Work?

The best approach to valuing real estate is to hire a real estate appraiser. Appraisers have a method to determine the best and closest fair market value of real estate property. One of their three approaches will be the right one for your ...
READ MORE