The CourthouseDirect.com Blog

What is the Fair Credit Billing Act (FCBA)? - The Law Credit Card Companies Don't Want you to Know

  • CourthouseDirect.com Team
  • 06/07/2013
  • Finance
For years, regular consumers who find themselves frustrated with the confusing, underhanded or just plain misleading practices of their creditors were left to their own devices. Mortgage lenders, credit card companies and other ...
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Fee Simple Interest vs. Tenancy Interest

As any seasoned homeowner or real estate professional knows, buying and selling property is not a one-size-fits-all process. Under U.S. law, there are several different types of legally valid real property interests. While some are used ...
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What are Capital Assets for Businesses?

  • CourthouseDirect.com Team
  • 05/22/2013
  • Finance
A capital asset is property that a company possesses either for a useful part of business or an investment. Most often, these assets are tangible property that cannot easily convert to cash and will remain possessions of the business for a ...
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5 Common Business Credit Mistakes You Can’t Afford to Make

  • CourthouseDirect.com Team
  • 05/20/2013
  • Finance
Your business, like your personal finances, deserves the diligent oversight necessary to maintain financial health. There will be times when the frustration of an emergency could throw healthy maintenance out the window. Hopefully, ...
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What is a Credit Index?

  • CourthouseDirect.com Team
  • 05/06/2013
  • Finance
After falling out of favor during and after the crash of 2008, the market for derivatives like credit indexes is enjoying a heady run. Even if they don't plan on using their own money to invest in them, investors and financial ...
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What is an Unpaid Seller Lien?

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Mortgage Loan Fraud FAQ, Part 2: How to Avoid Mortgage Fraud

Every year, mortgage fraud and predatory lending affect tens of thousands of American borrowers and homeowners. Their collective impact is remarkably diffuse. First-time home-buyers, longtime homeowners, and retirees who own their homes ...
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Mortgage Loan Fraud FAQ, Part 1: What is Mortgage Fraud?

In the aftermath of the mortgage crisis of the late 2000s, the broad ecosystem of mortgage fraud has been the subject of much scrutiny and hand-wringing. Generally committed by home-buyers or mortgage brokers against banks and other loan ...
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The Top 4 Tax Lien Myths

A tax lien is the levy placed on a piece of property when the owner on record fails to pay the annual taxes due on that property. There is a remote possibility that an investor could become the property owner after a pre-determined passage ...
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How Does the Truth in Lending Act Work?

  • CourthouseDirect.com Team
  • 04/05/2013
  • Finance
The Truth in Lending Act, or TILA, is a federal law passed in 1968 to provide protections for both consumer and lender in credit transactions by requiring proper disclosure of information key to the loan agreement. It also includes ...
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