The CourthouseDirect.com Blog

Do I Need Title Insurance if Buying from or Selling to a Relative?

Posted on Wed, Jul 29, 2015 @ 07:00 AM

If buying property from or selling to a relative, a buyer may be tempted to forego title insurance. However, title insurance is an important tool for protecting a buyer’s assets, and it shouldn't be overlooked. Title insurance protects both the homeowner and the lender in the event that a defect in the title arises. Problems with a property title can cause a buyer to lose a home altogether, wasting thousands of invested dollars. However, the depth the relationship with the buyer or seller doesn't necessarily matter when it comes to property titles, as there could be a defect in the title that has been missed.

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Tags: Title Insurance

4 Questions to Ask About Title Insurance

Posted on Wed, Jul 08, 2015 @ 08:00 AM


Title insurance is a vital part of the home or property buying process
. It protects the home buyer from any future problems that may arise with the ownership of the home.

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Tags: Title Insurance

How Are Title Insurance Rates Determined and How Can You Save?

Posted on Mon, Jul 07, 2014 @ 07:00 AM

If you are looking into purchasing a piece of land or property, you should be considering title insurance as a form of protection against your purchase. While the seller may verbally tell you he/she has the right to convey the property, there could be defects in the title, fraud, liens, or errors missed during the title search.

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Tags: Title Insurance

The Quick Guide to Marketing Your Title Company

Posted on Fri, May 02, 2014 @ 07:00 AM

As any successful business owner will confirm, marketing is both a science and an art. A common struggle for many companies, marketing is best tackled once a well-defined plan is in place. According to the American Land Title Association (ALTA), there are three major hurdles title agencies face when it comes to marketing.

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Tags: Title Insurance

What is Strata Title?

Posted on Wed, Nov 20, 2013 @ 07:30 AM

U.S.-based property owners might not have heard of strata title, but this increasingly common form of property ownership has taken some corners of the world by storm. Pioneered in the Australian state of New South Wales during the early 1960s, strata title provides a means for residents of multi-unit buildings to enjoy communal ownership of common areas without sacrificing full control over their private dwellings. However, its success has led to a dramatic expansion of its reach: Strata title can now be used to administer commercial, retail and industrial properties as well as suburban and even rural tracts of residential land.

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Tags: Title Insurance, Land Deeds and Titles

Does Title Insurance Expire?

Posted on Mon, Aug 12, 2013 @ 07:00 AM

If you're in the process of closing on a new home or looking to make an offer in the near future, you've probably heard a few things about title insurance. Although title insurance is nearly as common as regular homeowner's insurance, it's the source of a wide range of misunderstandings. Before you agree to take out a specific title insurance policy, take a moment to review some of the most common attributes of this important form of financial protection.

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Tags: Real Estate, Title Insurance, Land and Mineral Rights, Legal Documents, Land Deeds and Titles

How Much Does Title Insurance Cost?

Posted on Wed, Jul 17, 2013 @ 07:00 AM


Title insurance is one of those line items you, the buyer, sign off to pay along with the rest of the closing costs. It is possible that in all the dozens of times you must initial, sign, and otherwise verify every page of the huge stack of paper you go through whenever you buy a house with a mortgage, you might have missed it. It’s a pretty sure bet it was there however.

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Tags: Title Insurance, Legal Documents

Title Insurance Protection Tips

Posted on Mon, Jul 08, 2013 @ 03:21 PM

If you're in the market for a new home and can't afford to pay for it out of pocket, your lender is virtually certain to require you to obtain some form of title insurance. Although title insurance is integral to the smooth functioning of the American real estate market and confers important protections on its holders, it's often overlooked or misunderstood by everyday homeowners. Unfortunately, this makes title insurance vulnerable to abuses by shady lenders and unscrupulous underwriters. Before you take out a title insurance policy, familiarize yourself with the legal protections and commonsense precautions that can shield you from such malefactors.

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Tags: Real Estate, Title Insurance, Land and Mineral Rights, Legal Documents, Land Deeds and Titles

Title Opinion vs. Title Insurance: One Mistake Could Void Your Deed

Posted on Mon, Jun 10, 2013 @ 07:00 AM

With few exceptions, it's in landowners' best interests to come to a complete understanding of the ownership status of their holdings. As even casual homeowners and property owners know, "ownership" is not a monolithic concept. Unless a landowner can prove beyond a shadow of a doubt that he or she enjoys absolute fee simple ownership rights to his or her property, there may be room for interested parties to dispute his or her right to dispose of those lands.

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Tags: Real Estate, Title Insurance, Land and Mineral Rights, Legal Documents, Land Deeds and Titles

General vs. Special Warranty Deed: Avoid Unpleasant Surprises

Posted on Wed, May 29, 2013 @ 07:00 AM

Any seasoned real estate professional knows that there are several commonly accepted means by which property can be transferred between buyers and sellers. Depending on the nature of the sale and the identity of the parties to the transaction, different means of transfer may be used in superficially similar situations. In other cases, the correct means of transfer is liable to be far more obvious.

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Tags: Real Estate, Title Insurance, Land and Mineral Rights, Legal Documents, Land Deeds and Titles